Our Policies

Terms & Conditions

This document is an electronic record in terms of the Information Technology Act, 2000 and the applicable rules. It is published in accordance with Rule 3(1) of the Information Technology (Intermediaries guidelines) Rules, 2011. The Platform is owned by BCA Website, with its registered office at Flat 602, Balareshwar Paradise, TV Tower Road, Badlapur, Thane, Maharashtra, 421503, India.

By accessing and using this Platform (bca-ycmou.com), you agree to these Terms of Use. You are responsible for providing accurate information, complying with laws, and not misusing the Services. We exclude liability for inaccuracies or errors in the content to the fullest extent permitted by law. Unauthorized use may result in action as per applicable laws.

You shall indemnify and hold harmless BCA Website, its affiliates, officers, and employees against claims arising from breach of these Terms, violation of laws, or infringement of rights. All disputes shall be governed by the laws of India and subject to courts in Mumbai, Maharashtra.

Privacy Policy

This Privacy Policy describes how BCA Website collects, uses, and protects your personal data. By using our Platform, you consent to our practices. We collect personal information during registration and transactions, including contact details and payment information. Sensitive data may be collected only with your consent.

We use your data to provide services, process transactions, enhance user experience, detect fraud, and comply with legal obligations. We may share data with affiliates, service providers, and government authorities when required by law. We adopt reasonable security practices, but data transmission over the internet carries inherent risks.

You may access, update, or delete your personal data. Consent can be withdrawn by contacting us. Updates to this Privacy Policy may be made periodically. By continuing to use our Platform, you agree to such updates.

Refund & Cancellation Policy

All digital downloads (such as PDFs) are non-refundable once purchased, as access is granted immediately after payment. Refunds will only be issued in cases of technical issues, such as corrupted files or incorrect delivery.